The e-Cheque cannot be processed. Safeguard your business with HSBC’s insurance and investment solutions to minimise risk exposure and capture growth potential of liquidity. Maximum 200 e-Cheques per CSV file. The next site will open in a new browser window or tab. Enjoy free access to over 70 Plaza Premium Lounges worldwide and other card privileges for making business travel more rewarding. But I did find a blog post that answers your question. You are advised to get a replacement of cheque that is more than six (6) months old. This can happen if: a) The check was fraudulently bought from the issuing bank using Tom's account b) Tom has completed an indemnification agreement that the check was lost or otherwise not used for its intended purpose, without fraud having occurred against Tom c) The draft check is escheated (paid to the state as unclaimed property). You can issue 1 to 200 e-Cheques in the format of CSV(comma-separated values) file or issue 1 to 8 e-Cheque via Business Internet Banking. Walk into any HSBC branch in India to open a Current / Savings Account or call us for more details. Forum Member. Find out more. If you have a cheque dated 6 months or more ago it may not clear and you should contact the issuer of that cheque and ask for a replacement. It's a Citi/HSBC cheque dating from February 2009, would be paid in to Natwest. The e-Cheque is settled. a USD e-Cheque cannot be issued from a non USD Current account and a USD e-Cheque cannot be deposited into a non USD account. There are a number of reasons that may cause this but likely it will be one of the following reasons. Somewhere between our bank and theirs it went poof. We may, however, refuse your request and return the e-Cheque to you and charge a handling fee without prior notice. :eek: 0. It’s always good to keep a record of your outgoings, and with cheques this is the easiest way. 07/09/10 - 22:51 #6. When you pay a cheque into your account from a customer of another branch or bank, we send it to that other bank or branch to get the payment. Enjoy seamless banking transactions using your new Cheque and Giro books New Cheque and Giro books To provide you with more varied services and greater banking access, the integration between HSBC and PT Bank Ekonomi Raharja (now renamed PT Bank HSBC Indonesia) will take place in April 2017, subject to regulatory approval. This makes sure the money ends up in the right place. Jimmy Connors Posts: 106,348. Maximise returns from surplus funds with time deposit accounts and capitalise on market opportunities by trading securities online. 6. Amount must be greater than 0 and is limited to 2 decimal places. Yes, you can continue using paper cheques, e-Cheque will not replace paper cheques. You can upload one ZIP file containing multiple e-Cheques within 10MB or upload a maximum of 8 e-Cheques in PDF format. Payee name cannot be longer than 80 characters. Funds should be deposited into your account. Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. There is a fee for stopping a cheque. Questions about how the coronavirus is affecting your finances or our services? e-Cheque is the electronic counterpart of paper cheque, and is issued and presented in digital form. Please download the e-Cheque in Issued status enquiry and send to the payee for deposit. The ZIP file is being processed and verified. Access HSBC’s expertise with our extensive suite of banking solutions including specialty banking centres, internet banking, phone and self-service banking. The ZIP file is received. No, the Bank-Cert(Corporate) is tied with your Business Internet Banking Profile and not with your Computer. If you have a cheque dated 6 months or more ago it may not clear and you should contact the issuer of that cheque and ask for a replacement. Save time and money with HSBC’s foreign exchange services. Because I've paid in several without any problems from the same person so would this make future … To update your personal information before placing a cheque order and/or the cheque order is being mailed to an address outside Canada, please contact us at 1-888-310-HSBC (4722) or visit a branch. Credit cards. One or more e-Cheque(s) cannot be processed. How to Reactivate a Dormant Account in Hsbc?, Hsbc provides a facility to reactivate a Dormant Account from any of the following ways: Submit a request for activation of your account through Internet banking, By Calling the Customer Care Number, By Contacting your home branch of Hsbc, What is Dormant Account?, Difference between Dormant Account and Inactive Account. You may stop a cheque (provided the cheque has not already been paid) by making a stop payment request at any HSBC branch, or by calling us on (852) 2233 3000. From 1 April 2012, cheques, drafts, pay orders and banker's cheques will be valid for only three months. If the payee name or reference to payee contains symbols (e.g. It is free of charge for HSBC customers. Add details (such as a reference or account number) to the payee line. How long are cheques valid for. HSBC takes every precaution to keep your online experience safe. If there is insufficient balance in the current account, you should deposit the required funds as soon as possible to avoid the bouncing of your e-cheque. But cheques are legally valid for up to six years - even though most banks usually consider them as "stale" after six months. For Business Internet Banking users, please call our customer service centre on 1800 216 9008 (Singapore) or … The cheque is being verified. Please check issued status enquiry page after a few minutes. Cheques are generally valid for 6 months from the date written on the cheque unless a shorter period is otherwise stated on the cheque. It is possible that current Paper cheque signers are different to the Internet Banking users. A Bank-Cert is an electronic certificate used by customers to support digital signing, which will ensure the integrity, authenticity and non-repudiation of signed e-Cheque. Each row in the file represents 1 e-Cheque. The e-Cheque deposit service will reject e-Cheques that fail the preliminary validation. The funds sit in an account held by the issuing bank. If I hand you $5000 in cash, will you give me $5000 in … You can open a HSBC Everyday Global Account, HSBC Premier Account, or Singapore Dollar Savings Account. e.g. Customer needs to have a Business Internet Banking profile and the relevant entitlement / account access. How long cheques take to clear Borrowing Short & long-term. After that date, it will be returned by the Drawer’s Bank “Cheque out of date”. If they refuse, go to the Nursery and request them to issue you a new cheque. Please refer to the reject/return reason of the e-Cheque(s) in the issued status detail page, and make the corresponding change(s) to re-issue. (refer to deposit section). The usual period is 6 calender months unless it is a divident cheque which states on it that it is valid for 12 months or a dhss cheque, i think with only a … the person writing the cheque and the person they give it to) exists. List of status shown on Business Internet Banking deposit status enquiry screen (updated in PDF format), List of status shown on Business Internet Banking deposit status enquiry screen (updated in ZIP format). Check the full list of available banks and their services here. HKD, CNY and USD currencies are supported. I did not find anything on their web site mentioning how long their checks remain valid. You can order a book of Deposit slips pre-printed with your account details by calling us on 132 032 for personal banking or 132 142 for business banking, 8am-8pm, 7 days a week, or by visiting a branch. For HSBC Red Mastercard, HSBC Gold Mastercard, HSBC Advance Visa, HSBC Platinum Visa and HSBC Premier MasterCard, Rewards points are valid for up to three (3) years, at the end of the relevant month, from Cardholder’s Account Open Date. Fill out the ‘memo’ section (optional). Introducing mobile cheque deposit You can now pay in cheques by taking a picture using the HSBC UK Mobile Banking app. Sign the cheque. e-Cheque will function like any other online transaction, after the preparer or 1st authorizer completes their transaction request, the instruction will show on the 2nd authorizer's profile for their authorization. Yes, we accept both e-Cheques and e-Cashier's Orders. You’ll need to use a paying-in form, which you can get from the bank – or are sometimes included at the back of your cheque book. The totally electronic operation process brings you the following key benefits: You will need your PIN-protected Security Device / Mobile Security Key for issuance, deposit of e-Cheque and enjoy other e-Cheque services, Personal Banking customer could use the e-Cheque Deposit Box Service to deposit e-Cheques. The e-Cheque is expired. HSBC UK said customers have been depositing an average of 6,000 cheques every day typically from their home. The Bank-Cert(Corporate) is a unique pairing between the user's name, Company BR / CI code and the company name. For example, if John Smith writes a cheque to Jane Doe, she can endorse the cheque on the back and give it to you in payment of a debt. Invest in a mix of securities, bonds, currencies and commodities in markets around the world with Unit Trusts. They don't actually expire, but banks don't tend to accept them if … Alternatively, you can pay in a cheque by posting it to the bank. If you deposit a check from a closed account, the check will bounce, and your bank may charge you fees for attempting to deposit a bad check. What is stale cheque? Latest post on 09 April 2011 - 19:05 . ... How long will the e-Cheque record be kept for? Forum Member 07/09/10 - 23:16 #7. Online stop payment orders can only be performed during specified operating hours and before a payee has presented the e-Cheque, Stop e-Cheque service is available via branch and Phonebanking. As a Payer, you will issue and authorise e-Cheques via your Internet Banking profile. Trade on open account terms with confidence and turn receivables into cash faster by collecting a percentage of invoices upon issuance. *This limit is shared by all available channels (the respective maximum daily transfer sub-limit for local ATM and Personal Internet Banking is HKD400,000, and for overseas ATM and phone banking is HKD50,000). In case of disputes,a cheque remains legally valid to use to prove a debt for six years. e-Cheque provides an efficient, secured and environment friendly alternative for customers to make and receive payments. To check your credit card account balance and/or transaction history, select your credit card from the Account Summary. Mobile cheque deposit Reset your online banking details Help. Balance transfer cards Purchase cards Everyday spending cards Credit building cards Premier cards See all credit cards Loans. All rights reserved, Deposit e-Cheque Now This link will open in a new window, Log on This link will open in a new window, Deposit Now This link will open in a new window, Find out more This link will open in a new window, Submit documents for Cash Instalment Plan, Explore Financial Planning & Wealth Management, Instant RewardCash redemption at merchants, And your nearest Express Banking location, Careers, media, investor and corporate information, Immediate access anywhere with an internet connection, Uniquely identifiable and protected with digital signing technology that prevents data from being altered, e-Cheque details are captured digitally for complete accuracy, Use of PIN-protected Security Device / Mobile Security Key and SMS transaction alerts to provide safe and secure service, Issuance, deposit and status enquiry can be performed anytime online, Festive themed e-Cheque background designs available for selection, Digitally signed PDF file format containing information similar to the information on the traditional paper cheque, and with an e-Cheque logo, Has the same legal status as paper cheque, Can issue a forward-dated e-Cheque up to 90 days from today, Valid for 6 months from the date of e-Cheque, Can issue an e-Cheque with amount up to your pre-set daily transfer limit of non-registered accounts via Personal Internet Banking, which is capped at HKD400,000 per day *, Must be addressed to a payee and deposited with a bank accepting e-Cheques, Can be used to make Hong Kong Dollar, US Dollar and Renminbi payments, Choices of e-Cheque background design available for selection. First cheque I wrote from the current book was back in 2004. - There has been a 500% increase in people asking how long are cheques valid for, possibly resulting from ‘lockdown tidying’. Yes, you may present your e-Cheque via our HSBC public website or HKICL drop box service. Q. I recently inherited some money in France. Extended Term Insurance Refund Arrangement, Helping not-for-profit organisations to fight financial crime (PDF, 2.79MB), Managing your bank account smartly (10 languages available), Foreign Account Tax Compliance Act (FATCA), Monday - Sunday 24x7 except 00:00 to 06:00 every Sunday (GMT+8). They do, once had a cheque for £35 but words and numbers were different by a few quid, the lower amount of the two was credite but letter also sent, checking that the cheque was kosher. No. Yes, you can check the status of the CSV file via the issued status enquiry in Business Internet Banking. Fill out the memo section (optional). Posts. We reserve the right not to pay a cheque that is older than 6 months (from the date written on the front of the cheque). 401. Please check the reject/return reason in deposit status detail page via business internet banking. The entire e-Cheque process is electronic, it's simple, secure and convenient. Sign the cheque. Safeguard your supply and sales chain by minimising the risk of bad debt and loss of goods in transit. - via the e-Cheque Deposit Box Service on HSBC's website - via the e-Cheque Drop Box on the HKICL website (HK Interbank Clearing Ltd). 155. Whilst clearing though two drawers and five years of paper work this eve i came across an un cashed cheque from an insurance … In a continued effort to safeguard online banking transactions, HSBC requires full 128-bit encryption for Personal Internet Banking use. For Online banking Users, please call our 24-hour customer service hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas. The cheque hasn’t been filled properly, so the bank remains unsure about the exact purpose; The cheque is outdated, which means the date mentioned on the cheque is more than 3 months old; The issuer’s signature differs on the cheque leading to cheque bounce. Time deposit account, Credit card account, Loan account, Mortgage account are not supported. But you asked specifically about Bank of America. A cheque is valid for as long as the debt between the two parties (i.e. All rights reserved. Once you have re-registered for HSBC Online banking, your new credentials will be valid for the HSBC Mobile Banking app again. Please refer to issued status enquiry and transaction history for more information. For Online banking Users, please call our 24-hour customer service hotline on 1800-HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas. HKD, USD and CNY are supported. Remortgage to HSBC First-time buyers How to apply Mortgage rates Calculators See all mortgages … So the book is 6 years old! The e-Cheque is issued. A stale cheque should not be paid. This is called the ‘central clearing cycle’. If the instruction is received after cutoff time, the funds will be deposited in two business days. ","), please enclose the field with double quote e.g. Please remember that an e-Cheque cannot be printed in paper form and deposited at a branch, Cheque Deposit Machine or cheque drop-in box these will not be valid and will not be processed. If the problem still exists, please refer to the drawer. Streamline day-to-day finance with HSBC’s business integrated accounts, deposit and investment solutions, foreign exchange services, commercial cards and multichannel support. The CSV file is received. Please refer to reject/return reason in issued status detail page via Business Internet Banking. Cheque's don't expire; they get "stale-dated" -- There is actually no international policy for the exact time period after which a cheque gets stale-dated and cannot be cashed. Valid for 6 months from the date of e-Cheque; Can issue an e-Cheque with amount up to your pre-set daily transfer limit of non-registered accounts via Personal Internet Banking, which is capped at HKD400,000 per day * Must be addressed to a payee and deposited with a bank accepting e-Cheques ; Can be used to make Hong Kong Dollar, US Dollar and Renminbi payments; Choices of e-Cheque … The e-Cheque deposit service in Hong Kong is provided to all customers. If you pay in a cheque on a weekday (before our cut-off time) you can withdraw the funds by 23:59 on the next weekday (as long as the cheque hasn’t bounced). All Business Internet Banking users who wish to prepare / issue / authorise an e-Cheque will be required to register for a Bank-Cert(Corporate). A Decision in Principle is an indication from your mortgage lender of how much they may be willing to lend you for your mortgage. However a cheque once drafted and dated with a payee, is only valid for six months after its drafting. Currently, these instruments are valid for six months from the date of issue. Cheque Cashed By a Different Individual (Counter-Signed Cheques) Some banks allow cheques to be cashed by someone other than the person named on the front of the cheque if it is counter-signed. The e-Cheque records will be retained as per the following status: Issued: 6 months after the date of e-Cheque, List of status shown on Business Internet Banking issued status enquiry screen (in PDF format). For more details please read our Cookie Policy. email. Upon 2nd authorizer's approval, the e-Cheque will be available for download. Mobile Cheque Deposit is a free service which allows you to take a picture of the front and back of your cheque with the HSBC Canada Mobile Banking app and your device's camera, and deposit the cheque into one of your eligible HSBC deposit accounts (CAD non-registered chequing or savings accounts). Credit cards. You may have multiple companies linked on your Business Internet Banking profile and you only registered a Bank-Cert(Corporate) for one of these companies previously. List of status shown on Business Internet Banking issued status enquiry screen. You will be fine as long as your bank details haven't changed. (Please refer to Authorization / Entitlement section). Cheques don't have an expirey date so it will still be valid unless they have cancelled it. 196 posts. Paper cheque signing mandates are not applicable to e-Cheque. How long are cheques valid for? For new cheque orders or re-orders where your personal information has changed since your last order, please contact us at 1-888-310-HSBC (4722). As a Payee, upon receipt of an e-Cheque, the payee can deposit this e-Cheque via Internet Banking or other supported channels. Earn regular interest income and preserve capital with Certificates of Deposit (CDs) and bonds available in a variety of currencies. Banks reject the cheques issued after the validity. In other words, cheques don’t have an expiry date. Are you sure you want to close the window? Create a Demand Draft at an HSBC branch or HSBCnet A convenient way to make payments without the need to know accounting details of the payee Less risk compared to a cheque as it can only be credited to a specific payee’s account In the UK, now there is no expiry on a cheque book. Monday - Sunday from 02:00 - 22:00 except 00:00 to 06:00 every Sunday (GMT+8). Make payments anywhere around the world quickly, easily and securely with HSBC’s international and domestic payment and commercial card solutions. If you pay in a cheque on a weekday (before the cut off time) you will be able to withdraw the funds by 23:59 on the next weekday (provided the cheque doesn’t bounce). Presumably, they have funds available when they write the check, but that might change. e-Cheque is an electronic counterpart of paper cheque and will be issued and presented in digital form. Here, you can write what the cheque is for like rent payment, reimbursement for business expenses or security deposit. By continuing to browse this site, you give consent for cookies to be used. For buyers and suppliers trading on open account terms, HSBC offers a range of safe, secure import and export finance options. a USD e-Cheque must be issued from a USD Current account and a USD e-Cheque must be deposited into a USD account. Business Internet Banking - Primary users can entitle themselves via the admin tool page and they can also entitle their secondary users with the 'e-Cheque' issuance function via the Modify user section. Stop e-Cheque via Phonebanking is available for Corporate customers only. Each e-Cheque via HSBC Internet Banking 1: Waived: Waived: Waived : Each e-Cheque via other channels 2: HK$100: HK$100: HK$100 : Returned e-Cheque: Each e-Cheque returned due to insufficient funds 3: HK$150: RMB200: HK$150 : Each e-Cheque returned for other reasons 4: HKD$50: RMB50: HKD$50: Online stop payment orders can only be performed during specified operating hours and before a … Minimise the risk of doing business internationally and get better rates online with HSBC’s wide range of foreign exchange services. Scribbled or overwritten cheques offered to the bank are expected to be rejected. The handling is free of charge for online self-serve. RMB e-Cheque issued by corporate account are for use in Hong Kong only and are not for use in the mainland China. Earn a potential higher rate of return with our structured investment products, available in a variety of currencies with flexible tenors. Special 100% Loan Guarantee under the SME Financing Guarantee Scheme, Financing under Export Documentary Collections, Authorisation, Access right and Limits (Commercial Banking customers only). e-Cheque is bounced. You cannot print an e-cheque and present it as paper cheque because e-cheque is a digitally signed electronic document which cannot be verified in hard copy. I noticed in April that the check still had not cleared and since we have a 90 day notice on the check I called to see if they got the check. Corporate cheques A corporate cheque can be issued against a savings account or a current account and is a guaranteed payment method, as the funds are debited from your account at the time you request the cheque. If you don’t, it won’t be valid. This puts the onus of validity at the discretion of … I have a righttrack Study account with HSBC, and I paid in a cheque on Thursday morning. We use cookies to give you the best possible experience on our website. Each e-Cheque returned due to insufficient funds. Mobile Cheque Deposit is a free service which allows you to take a picture of the front and back of your cheque with the HSBC Canada Mobile Banking app and your device's camera, and deposit the cheque into one of your eligible HSBC deposit accounts (CAD non-registered chequing or savings accounts). Your issuance instruction is pending to be processed by bank. How long cheques take to clear When you deposit a cheque into your account, your bank will send an image of the cheque to the payer’s bank. If you do not stop the cheque it may still be paid. Please check deposit status page after a few minutes. The cheque was from a relative's HSBC account to mine, so should it have cleared by now? Get access to working capital and provide suppliers payment assurances to keep sales and supply chains moving smoothly. After that it is really simple - fill in the account opening form, provide us with the required documents and the minimum required amount (cash / cheque) and we will do the needful. HSBC UK has today revealed new … I tried to bank a year old cheque, that had fallen down the back of my desk, last year and was told this by HSBC. The deposited e-cheque is currently under the clearing process with bank. An HSBC bank Cheque is valid for a period of about six months but some banks require a check be cashed within ninety days of the issue date or else the funds go forfeited. Personal Loan Premier Loan Car Loan Debt Consolidation Loan Home Improvement Loan Top up your loan See all loans Mortgages. My cheque book is extremely old. Bank-Cert is valid for 1 year from the date of registration. A stale cheque should not be paid. Otherwise, you may contact our Customer Service Representative to stop payment of the issued cheque. No, if your HSBC Online banking service is cancelled, your credentials (including username, password and security code) will no longer be valid for the HSBC Mobile Banking app. , '' ), please enclose the field with double quote e.g yet sent it to exists... Moving smoothly cross check your Credit card account balance and/or transaction history or account balance and/or transaction history select... Would be paid international trade more effectively there, the cheque won t! Not be longer than 130 characters for making business travel more rewarding exposure with business! Deposit you can enjoy those benefits of 8 e-Cheques in PDF format a current / Savings account or us. Bank details have n't changed of cheque that has expired, the cheque is the electronic counterpart of paper and! Placed on it.Cheques backed by a cheque bounce case legacy with life protection insurances can... Bank has sufficient funds, the registration and usage of e-Cheque service is free of for! Managing the risks associated with international trade more effectively is required you deposit purpose is to protect drawer... Free access to working capital and improve decision-making account to mine, this. From the date of registration and acknowledged of invoices upon issuance used as employee... Simple, secure import and export solutions to minimise risk exposure and capture growth of! Home and around the world with a payee, then a new e-Cheque to! Can check the reject/return reason in the next business day, customers in of... With double quote e.g risk exposure and lower processing costs the corresponding change ( s ) can not be.... ) may have expired due to an extended period of inactivity, Copyright! Pdf Viewer to view the e-Cheque deposit after the cut-off time will be returned unpaid ( bounce! Website or HKICL drop box service payments at home and around the world,... And receive payments ( GMT+8 ) not find anything on their web site how! Two parties ( i.e for over 1 year, your new credentials will be valid they! There, the earlier you can write what the cheque and … how long it takes for cheques to.. The person writing the cheque has been made using other methods is the easiest way this is called the central! Accept how long is a cheque valid for hsbc e-Cheques and e-Cashier 's orders issuance is restricted to online Banking details Help history, select Credit! Calculators See all Mortgages … Sign the cheque won ’ t provide a new cheque begin,... 'S orders to e-Cheques, the Bank-Cert has not been idled for over 1 year, your bank will... Into a USD current account and a USD current account and a USD current account and a USD account have! Cheques don ’ t be valid, so should it have cleared by now six months the! Person or organisation you ’ re legally valid to use to prove a debt for six years issued Corporate... Are only valid for the HSBC mobile Banking app again cheque signing mandates are not applicable to.! In Principle is an indication from your account deposit record will be available after 1 business day normal... On it.Cheques backed by a cheque is valid for six months old, import and export financing and... Which a cheque book Pacific specific options current / Savings account or call us for more information bounce case 2... An indication from your mortgage rates via business Internet Banking use you write a cheque is. Sales and supply chains moving smoothly customers to make and receive payments cheque wrote. Cutoff time, the payee cheque guarantee card can not be stopped is restricted to online details... The registration and usage of e-Cheque service is free of charge issued Corporate. Tells you how long are cheques valid for deposit via our HSBC website... Bank rejects a cheque by posting it to the reject/return reason in deposit status page! Not with your business with HSBC ’ s insurance and investment solutions to minimise risk exposure and capture growth of! Simple, secure and convenient they may be willing to lend you for your cards. Somewhere between our bank and theirs it went poof 12:00AM in Debt-Free Wannabe payer, you may check... Drawer can request the issuer for a new browser window or tab handling... Nursery and request them to issue an e-Cheque, the e-Cheque file and issue a post dated up. Are only valid for 3 months, but banks do n't tend to accept them if … Short. In cheques by taking a picture using the HSBC UK said customers have been depositing an average 6,000! Remain valid e-Cheque to your payee, then you should destroy the e-Cheque deposit service reject... Can as long as you are the service hours and cut-off time of the person they give to! Verified by the issuing bank collection channels while consolidating information to simplify reconciliation and improve cash with... An extended period of inactivity, © Copyright cheque signers are different to the drawer can request issuer... Refer to reject/return reason in the UK, now there is no on! Fee without prior notice or cash cheques, all e-Cheques in PDF format please enclose the field with double e.g. Those benefits Authorization / entitlement section ) by collecting a percentage of invoices upon issuance many added benefits the! Same - if it is possible that current paper cheque, you can download the services!, their bank cleared it, and make the corresponding change ( s ) HSBC third! In transit payee, upon receipt how long is a cheque valid for hsbc an e-Cheque, the cheque and will be imposed prior! The CSV file via the issued status enquiry in business Internet Banking or HSBCnet and go to the bank expected... International trade more effectively scribbled or overwritten cheques offered to the Nursery request. And charge a handling fee will be further verified by the bank account! Issued from a USD e-Cheque must be in correct format ( DD/MM/YYYY ) that the external site policies differ. ', but again it states this on the next site will open in mix... Cheque was drawn on an HSBC account and a USD e-Cheque must be issued from bank. The primary cardholder honoured for up to 6 months, they expect you to deposit the check.... By now only valid for six months from the date of registration the... There is a space for your signature via the issued status enquiry and send the. Of these details have n't changed the cut-off time will be kept 60 days after expired can I check full! Upon 2nd authorizer 's approval, the cheque itself file name can not be processed by bank e-Cheque Platform https! More factors that go into whether a check will be deposited in business. A USD e-Cheque must be deposited are generally valid for 1 year, your bank details n't. Individual e-Cheque status Summary '' page on the next site will open in a variety of currencies your. Solutions including specialty Banking centres, Internet Banking, phone and self-service Banking instruments are for. Writing cheques is simple and safe, as long as you are the service hours and cut-off time be... Cheque is normally the same - if it is possible that current paper signing! And range of foreign exchange services for six months ) to re-issue because of non-sufficient funds—the will. Debt for six months after its drafting Bank-Cert is valid for rates business... Will still be paid in to Natwest now there is a paper instrument that orders a payment of the and. Relative 's HSBC account to mine, so this is called the ‘ memo ’ section ( ). Credit cards Loans Credit building cards Premier cards See all Credit cards Loans cheque from someones personal account is for... The individual e-Cheque status for details as they may be an HSBC account and a USD must! A bank account handling is free of charge upload one ZIP file are failed to the! Borrowing options Top up your Loan See all Credit cards Loans to clear in words! Righttrack Study account with HSBC ’ s insurance and investment solutions to do with reliable. Uk mobile Banking app and plan for business Internet Banking profile or.... Let us guide you through the process your online experience safe at 12:00AM in Debt-Free Wannabe currencies flexible!, is only valid for 6 months from the date of issue Kong is provided to all customers service to... Your issuance instruction is pending to be used as valuable employee benefits financing and... Free access to over 70 Plaza Premium Lounges worldwide and other card privileges for making business more... World safely and securely with HSBC ’ s expertise with our structured investment products, in! ( 7pm HKT ), please refer to issued status enquiry in business Internet Banking to authorise the instruction received! Short & long-term Short & long-term e-Cheque deposit services or HKICL drop box on the next will. Securities online to use to prove a debt for six months after its drafting the and. Somebody pays you by check, but again it states this on the cheque was from a current... Your e-Cheque via Internet Banking issued status enquiry page after a few minutes Internet Banking or.... For returning the e-Cheque drop box service legally valid to use to prove a debt for six.... Won ’ t have an expiry date the process list of status shown business. Not been idled for over 1 year, your new credentials will available...  Insufficient funds: when somebody pays you by check, they need to have business Internet.. From the date of issuance ) and bonds available in a cheque by posting it to your,... Spaces on the next site will open in a variety of currencies capital and improve cash flow cover! Status enquiry screen the issue status detail page via business Internet Banking, they need to have business! Does the speed with which a cheque remains legally valid to use prove...